One common piece of advice people receive in their early years of investing is to put their money in a fund that tracks a market index like the S&P 500. Even legendary investor Warren Buffett recommends this approach for everyday Americans.
I’m 35 years old and have built up $300,000 by obediently putting all my cash into the S&P 500. Now I’m wondering: Am I smart enough to start picking individual stocks?
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